Additional Sources of Information about the Payday Loan and Cash Advance Industries

Why does PLIWatch list these particular links?

The sites and articles we've listed below have been included because we think they have real value and use. Please note that all links open a new window.

Related resources about payday loans and finances

• BankRate.com - Claims to have free, objective information and rate quotes for consumer bank products such as mortgage rates, home loans, credit cards, CDs, auto loans, home equity loans, money market funds, personal loans, checking and savings accounts.
  
  
• Banksite Consumer Guide - A series of self-tests you can use to check what kinds of credit may be suitable for you (other than payday loans or cash advances).
  
  
• Center for Responsible Lending - From their literature: "The Center for Responsible Lending is a nonprofit, nonpartisan research and policy organization dedicated to protecting homeownership and family wealth by working to eliminate abusive financial practices. CRL is affiliated with Self-Help, one of the nation's largest community development financial institutions."
  
  
• CFA's Payday Loan Consumer Information Site - From their Web site: "Since 1968, the Consumer Federation of America (CFA) has provided consumers a well-reasoned and articulate voice in decisions that affect their lives. Day in and out, CFA's professional staff gathers facts, analyzes issues, and disseminates information to the public, policymakers, and rest of the consumer movement."
  
  
• Payday Loan Industry Watch Tips Page - We have a series of short articles about the payday loan and cash advance industry. Learn what it is, how it works, and more.
  
  

Related articles about payday loans and finances

• Consumers Warned of Online Payday Loan Sites - Article explaining pitfalls of using on-line payday loan and cash advance companies.
  
  
• "In Defense of Payday Lending" - Article in the Ludwig von Mises Institute's The Free Market describing the payday loan industry and its positioning within a free marketplace. By Associate Professor Tom Lehman, Indiana Wesleyan University. (See also our podcast interview with Dr. Lehman about his article.)
  
  
• Officials Call Payday Financing "Loan Sharking" - General article about the payday loan industry and practices by a staff writer at BankRate.com
  
  
• Payday Loans = Costly Cash - Seminal article at the Federal Trade Commission (FTC) about the payday loan and cash advance industries. This article is a "must read" for those people interested in learning more about the industry and other forms of credit available.
  
  
• The Truth About Advance-Fee Loan Scams - Learn about "Advance Fee" loan scams, including what you can do to protect yourself from this kind of fraud.
  
  

Related resources about credit counseling and debt consolidation

• National Foundation for Credit Counseling - Claims to provide non-biased information and help to those seeking credit counseling services. This organization also runs DebtAdvice.org, a resource for those seeking debt counseling help.
  
  

Can a link to my site or article be included on this page?

If you have a Web resource you think our site visitors will find useful, please contact William Stotler. He will be happy to link to your site or article if he thinks your site or article has value for visitors to PLIWatch.org.