The materials ("Materials") contained in the Payday Loan Industry Watch Web site ("PLIWatch.org") are provided by PLIWatch.org and may be used for informational purposes only. By downloading any of the Materials contained at PLIWatch.org, you agree to the terms and provisions as outlined in this legal notice. If you do not agree to them, do not use this site or download Materials.
Ownership of Materials
The information contained in this site may not be distributed, modified, reproduced in whole or in part without the prior written permission of PLIWatch.org. The images, podcasts, and RSS Newsfeeds from this site may not be reproduced in any form without the prior advance written consent of PLIWatch.org. Please contact Robert and William if you have any questions.
A copyright is a property right in an original work of authorship. Copyright is recognized in most countries of the world by statutory copyright laws.
Copyright exists in the expression of an idea, but not the idea itself. Copyrightable expressions can take many forms but are usually categorized as literary, musical, dramatic, pantomime and choreography, pictorial, graphic, sculptural, computer programs, motion pictures, and sound recordings.
To obtain permission to use PLIWatch.org copyrighted materials or to report claims of copyright infringement, please contact Robert and William.
Rights and Permissions
If you have any questions concerning the usage or licensing of PLIWatch.org copyrighted materials, for example, photographs, PLIWatch.org podcasts, or other PLIWatch.org materials, please submit your detailed request in writing. Please be sure to include any surrounding copy or text to the PLIWatch.org material. Contact Robert or William via the contact page.
PLIWatch.org's Unsolicited Idea Submission Policy
Robert and William do not accept or consider unsolicited ideas, including ideas for new advertising campaigns, new promotions, new or improved services or technologies, or marketing plans. Please do not send any original creative artwork, suggestions or other works. The sole purpose of this policy is to avoid potential misunderstandings or disputes when PLIWatch.org's services or strategies might seem similar to ideas submitted to PLIWatch.org. So, please do not send your unsolicited ideas to PLIWatch.org.
If, despite our request that you not send us your ideas, you still send them, then regardless of what your communication says, the following terms shall apply to your idea submission.
Terms of Idea Submission
You agree that: (1) your ideas will automatically become the property of PLIWatch.org, without compensation to you, and (2) PLIWatch.org can use the ideas for any purpose and in any way, even give them to others.
PLIWatch.org does, however, welcome your feedback regarding PLIWatch.org's existing services. If you want to send us your feedback, and we hope you do, we simply request that you send it to Robert and William via the contact page. Please provide only specific feedback on PLIWatch.org's existing services; do not include any ideas that PLIWatch.org's policy will not permit it to accept or consider. Thank you.
Third Party Companies and Services
Mention of third-party products, companies, and Web sites on the PLIWatch.org Web site is for informational purposes only and constitutes neither an endorsement nor a recommendation. PLIWatch.org assumes no responsibility with regard to the selection, performance or use of these services or vendors. PLIWatch.org provides this only as a convenience to our visitors. PLIWatch.org makes no representations regarding the quality or suitability of any services found there. There are dangers inherent in the use of any service found on the Internet and PLIWatch.org assumes no responsibility with regard to the performance or use of these services. All third-party services are handled by third-party vendors, and all agreements, if any, take place between you and the vendor.
Links to Other Web Sites
PLIWatch.org makes no representation whatsoever regarding the content of any other Web sites which you may access from the PLIWatch.org Web site. When you access a non-PLIWatch.org Web site, please understand that it is independent from PLIWatch.org and that PLIWatch.org has no control over the content on that Web site. A link to a non-PLIWatch.org Web site does not mean that PLIWatch.org endorses or accepts any responsibility for the content or use of such Web site.
Feedback and Information
Warranties and Disclaimers
PLIWatch.org intends for the information and data contained in the PLIWatch.org Web site to be accurate and reliable, however, since the information and data have been compiled by PLIWatch.org from a variety of sources, it is provided "as is." PLIWATCH.ORG EXPRESSLY DISCLAIMS ALL WARRANTIES AND/OR CONDITIONS, EXPRESS OR IMPLIED, AS TO ANY MATTER WHATSOEVER RELATING TO OR REFERENCED BY THE PLIWATCH.ORG WEB SITE, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES AND/OR CONDITIONS OF SATISFACTORY QUALITY AND FITNESS FOR A PARTICULAR PURPOSE AND NON INFRINGEMENT.